Refund Policy (placeholder)

• A partial advance paid to secure a job is refundable only if the job is cancelled before its start date.
• Once work has started, the advance is treated as part of the wage and is not refundable through KaamSathi.
• KaamSathi is an intermediary, not the employer. It records payments; it does not hold wages or guarantee them.

This is placeholder text. Final policy will be reviewed by a lawyer.